When you use 4fdc, your personal information is a trust placed with us. This Privacy Policy clearly outlines what data we collect, how we store it, and who we will never share it with.
When you create an account or use our services on 4fdc, certain information naturally comes to us. This Privacy Policy ("Policy") has been written to maintain complete transparency about how that information is handled.
4fdc never collects your data covertly or uses it for unnecessary purposes. This policy clearly states — what we collect, why we collect it, how we store it, and who we will never share it with.
This policy is written in English so every 4fdc user can clearly understand how we handle their data. At 4fdc, we believe data protection isn't an abstract concept — it's a fundamental right.
4fdc collects two types of data — information you provide directly, and information collected automatically.
Information You Provide Directly:
Automatically collected information (gathered as you use the platform):
4fdc keeps you informed about every method used to collect your data. We collect information through the following means:
4fdc never collects your data without your knowledge or consent. The purpose of every piece of data collected is clearly communicated to you.
4fdc uses your data only for specific, legitimate purposes. Each purpose is explained in detail below:
4fdc applies industry-leading standards to protect your data. Security is enforced at every level:
All data transmissions are secured with 256-bit SSL encryption — bank-grade security.
An advanced firewall system that prevents unauthorized access.
Passwords are stored using bcrypt hashing — they cannot be read in plain text.
24/7 security monitoring — suspicious activity is flagged and detected instantly.
Two-Factor Authentication (2FA) can be enabled optionally.
Regular encrypted backups — zero risk of data loss.
In the event of a security breach, 4fdc will notify affected users directly within 72 hours and take all necessary steps to address the situation.
The 4fdc website and mobile app use cookies — small data files stored on your device that help improve your experience.
Types of cookies 4fdc uses:
4fdc does not retain data longer than necessary. Retention periods vary by data type:
| Data type | Retention Period | Reason |
|---|---|---|
| Account Information | For the lifetime of the account + 5 years | Legal Compliance |
| Transaction History | 7 years | Financial regulatory rules |
| KYC Documents | 5 years after account closure | AML regulations |
| Support Conversation | 3 years | Service improvement & dispute resolution |
| Marketing data | Until consent is withdrawn | Based on Your Preferences |
| Cookies & Sessions | 30 days to 1 year | By cookie type |
Once the retention period expires, 4fdc securely deletes or anonymizes your data. This process is fully automated.
As a 4fdc user, you have the following rights, and we are fully committed to upholding them:
For any questions, requests, or concerns regarding this Privacy Policy, please contact 4fdc:
Regarding policy changes: 4fdc may update this Privacy Policy from time to time. For any significant changes, we will notify you via SMS to your registered mobile number or through an in-app notification. The date of the latest update is always shown at the top of the page.
Continued use of 4fdc after any changes are made will be considered your acceptance of the updated policy. If you do not agree with the new policy, please request account closure — we're here to help.
More than just words — 4fdc stands behind every promise it makes
4fdc's Privacy Policy is written in plain, straightforward language — no complicated legal jargon. We want you to know exactly what we do with your data.
Your data on 4fdc is protected with 256-bit SSL encryption — the same standard used by the world's leading banks.
Under no circumstances does 4fdc sell your personal data to third parties. This is an absolute, unbreakable commitment.
View, correct, or delete your data — it's all in your hands. Exercise your privacy rights at any time.
4fdc complies with GDPR and international data protection standards. Your information is safeguarded to the highest global standards — not just within Bangladesh.
4fdc's team is always on hand for any privacy-related queries. Reach us on live chat — average response time is just 2 minutes.
Top questions from 4fdc users
Read our Privacy Policy and you'll know — your data is safe at 4fdc, payments are fast, and the experience is genuinely great.